Do you really need four wheeler insurance? Yes, having four-wheeler insurance is essential for several reasons. Firstly, it is a legal requirement in most states. Operating a vehicle without insurance can result in hefty fines and legal consequences. Secondly, four-wheeler insurance provides financial protection in case of an accident or theft. It covers repairs, medical expenses, and liability costs, ensuring that you are not burdened with significant financial losses.https://www.okbima.com/motor-i....nsurance/car-insuran